Coverage for Your Farm
It’s Your Livelihood. Make Sure It’s Protected.
Whether you’re a local grower or a large cultivator, we understand the value of insuring your greatest asset. At Insurance Services Group, we’re dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected—so you can focus on maintaining a smooth operation.
We know that you work hard as a farmer, and at Insurance Services Group we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our insurance specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.
Why Farm Insurance?
Your farm is your livelihood, and you can never be too cautious. Since an accident can happen when you least expect it, it’s important to be prepared when potential problems arise. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.
You’ve worked hard to build your farm into a business. Insurance Services Group will work even harder to ensure that your business is protected.
We provide insurance solutions for farmers near Oskaloosa, Pella, New Sharon, Sigourney, Ottumwa, and Albia.
Farm Owners Insurance
You’ve Made It Your Living. Keep It Protected.
There are probably a lot of reasons for why you chose to make your living on the farm—from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Insurance Services Group, we’re in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we’d like to return the favor by offering you the comprehensive protection you deserve.
A Farm Owners policy from Insurance Services Group is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.
Dwelling
For most people, a farm is more than a place to work—it’s also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Insurance Services Group will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.
Personal Property
Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.
Liability
Liability protection from Insurance Services Group helps pay for legal fees, medical expenses, and other losses that you may be held liable for that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.
Crop Insurance
Keep Your Farm Afloat in Times of Trouble.
The farming and agricultural industry often involves risk and uncertainty. From unexpected natural disasters to major economic changes in the marketplace, many situations can affect the productivity of your agribusiness.
At Insurance Services Group, we know that the success of your farm directly impacts the livelihood of you and your family. With the right Crop Insurance coverage, you can protect your business and keep your farm afloat through all of the difficult times.
You’ve poured years of hard labor and honest work into your agribusiness, and when times are tough, you’ll need an agency you can depend on. Talk to a specialist at Insurance Services Group to learn more about how Crop Insurance can help ensure the continued service of your farm for years to come.
Farm Liability Insurance
Safety and Reassurance On Your Farm
A great amount of responsibility goes into running a farm or ranch. From the operation of farm machinery and equipment to the sometimes unpredictable nature of barnyard animals, farmers are subject to a much higher risk of liability than other property owners. Insurance Services Group understands this risk, and is proud to offer complete liability protection for you and your agribusiness.
Under a standard Farm Liability Insurance policy, Insurance Services Group will help cover the expenses for which you become legally obligated to pay for bodily injury claims on your property and damages to another person’s property as a result of a covered accident.
Some common liability expenses covered under your policy include:
- Attorney fees and court costs
- Medical expenses for people injured on your property
- Injury or damage to another’s property caused by your animals
- Other claims for injury resulting from specific farm operations
Insurance Services Group is committed to serving you. That’s why we strive to offer insurance solutions to meet the individual needs of you and your business. There are a number of factors that may influence the type of coverage you’ll need, such as the size and type of your farm. Our farm insurance professionals will help you design the right policy to ensure that all of your special interests are protected.